Boat Fix + Marine Insurance

Marine insurance.
Better connected.

Specialized marine insurance options for boat owners, plus real-time monitoring, incident insight and 24/7 support that help insurance partners move from reactive response toward proactive risk management.

Marine insurance placement is offered through Charter Lakes Marine Insurance. Boat Fix services support connected boating and insurance programs.

For Boat Owners

Specialized marine coverage through Charter Lakes

For Insurance Partners

Telematics, loss prevention, incident review and engagement

35+ years

Specialized marine insurance experience through Charter Lakes Marine Insurance

Boat owners

Protection built for life on the water.

Boat Fix has teamed up with Charter Lakes Marine Insurance to connect boaters with specialized marine insurance backed by decades of marine-industry experience.

From individual boat owners to passenger vessel operations, Charter Lakes offers marine insurance solutions designed around how people work and play on the water.

A-Rated

Carrier options highlighted by Charter Lakes

Marine Focus

Coverage for boat owners and marine operations

For insurers

Turn connected boat data into practical risk insight.

Boat Fix combines remote monitoring, GPS tracking, incident review and customer support to help insurance partners improve risk assessment, investigate events and create more useful policyholder experiences.

01 / RISK

Protect underwriting capital

Use monitoring and policyholder behavior data to support more informed risk assessment and proactive loss prevention.

02 / CLAIMS

Review incidents with context

Boat Fix can provide frequent activity updates and GPS playback data that help clarify what happened around an incident.

03 / RETENTION

Create value beyond renewal

Remote monitoring, the Boat Fix app and 24/7 support give policyholders useful interactions between purchase, renewal and claims.

Incident review with real context.

GPS history and connected data can help provide context around what happened.

Risk begins with how the boat is actually used.

Existing Boat Fix boating imagery supports the underwriting and real-world usage story.

Human support + connected data

Prevention works better when someone can act on the signal.

Boat Fix pairs monitoring and GPS insight with live support. That creates a bridge between detecting a developing issue, helping the boater respond and giving insurance partners better context around what happened.

24/7 LIVE MECHANICAL GUIDANCE

New educational resource

Check the company behind the policy.

A marine insurance policy is only part of the picture. Boat owners may also need to know the exact underwriting company, its current financial-strength rating and whether a marina, lender or other agreement sets minimum carrier requirements.

Exact insurer

Current rating

Contract requirements

Across the policy lifecycle

From prevention to post-incident review.

The value of marine telematics is not limited to a single point in the insurance journey. Boat Fix supports multiple moments where better information and faster communication can matter.

Risk assessment

Understand how a vessel is used, where it operates and what patterns are developing over time.

Loss prevention

Remote monitoring, geofencing and alerts can help identify conditions before they become larger losses.

Claims support

GPS history and incident data can provide additional context when reviewing what occurred.

Storm response

Pre-storm outreach, bilge monitoring and post-storm vessel verification can help insurers and boaters respond to named-storm events.

Insurance resource library

Research, case studies and real-world applications.

Keep the current Boat Fix insurance resources, but make them easier to scan by separating research, case studies and storm-response material.

WHITE PAPER

Recreational Marine Insurance Telematics

Underwriting, claims validation, retention and practical telematics adoption.

WHITE PAPER

Insurance White Paper No. 2

Risk management, claims, distribution and customer experience.

RESEARCH

Conversion + Retention ROI

How connected services can add value to the customer relationship.

CASE STUDY

Commercial Insurance

Examples of telematics applications and risk-management opportunities.

CASE STUDY

Personal Lines Risk Management

Selected personal-lines scenarios and loss-mitigation applications.

STORM STUDY

Hurricane Ian Report

How monitoring and response can support named-storm loss mitigation.

“

Thanks so much for your help. The playback tracking saved us a claim. You’re a lifesaver.

Jan C. • Saugatuck, MI

Connected boating

Boat Fix Pro 2.0 keeps the relationship active after the policy is bound.

Boat Fix Pro provides remote monitoring of key boat systems, tracking, security features and 24/7 support, giving boaters practical value while creating a more connected insurance experience.

Connected support, 24/7.

Remote monitoring, GPS insight and real human help when something needs attention.

Build a better marine insurance experience

Protect the policy. Understand the risk. Support the boater.

Talk with Boat Fix about insurance partnerships, telematics programs and connected customer support.

Book a Demo Today!